We don't think they are competition

But you might believe that they are

So we are making it much clearer

Bossmaker’s Private Label

A True Private Label

No OwnersPath branding. No consumer marketing, no competing with you, no client circumvention and no selling of your client’s data out the back door. We try hard to be invisible.

FICO SBSS Front & Center

Assisting your clients to become bankable of which FICO SBSS is where your clients must have at least a 155 or they will not become bankable. Have you been told about FICO SBSS?

Becoming Bankable Is The Key

The primary goal is to Become Bankable, not Fundable. There are billions available in non-bankable programs. Bankable is low interest, longer repayment periods and larger amounts.

Its 2024, Please Be Truthful

FICO SBSS has become dominant in the business cash lending market the same way FICO is now dominant in personal credit. A large percentage of your client's FICO SBSS is a factor of anyone owning 20% or more of their business.

The Game Has Changed In 2024.

If your client's business is less than 3 years old and has less than $1 million in annual revenue then they will have to personally guarantee most bank, credit union, cash credit card, large fintech and SBA loan approvals. Tell them the truth.

Making Your Clients Real

Becoming bankable is so much more than simply being fundable. Non-bankable is still fundable. What is in your client’s UCC file? What is their bank rating? What is their FICO SBSS? There are many other factors that go into becoming bankable.

Making Your Clients Real

Credit Card Stacking can play a major role in a client's funding. But these 0% interest business credit cards are based on the personal credit of the owners and are personally guaranteed.

Versus Those Other Guys

Compete With You Head-To-Head

Not a true private or white label. They compete with you head to head in the market. They do heavy consumer based marketing allowing your clients to circumvent you.

Still Pushing "80" Scores, Why?

Still pushing an “80” business credit score from Experian and D&B which cash lenders such as banks, credit unions and the SBA do not use. Those scores are a % now of FICO SBSS.

Fundable Doesn't Mean Anything

Using terms like "are your clients fundable", when non-bankable funding programs are high interest (25% to 50%), short term (12 to 24 months) and small amounts (under $100K).

Easy To Sell The Separate Myth

“Separate your personal credit from your business credit”. Sounds great and is easy to sell. It was true in 2012, but not in 2024. Technology has advanced. The business owner’s personal credit is now a major percentage of their critical FICO SBSS.

Leprechauns & Pots of Gold, Really?

“Never have to personally guarantee another business loan”. Again, that was possible in 2012, just not so much in 2024. It is still true for some extremely high interest non-bankable loans, vendor Net 30 lines of credit and a few store business cards.

Can You Fog A Mirror Mr. 480?

“Have your business approved based only on its corporate credit”. Business credit is not used by cash lenders to approve. It is used to decline and to determine the amount, rate and term, but not solely to approve. Owner's personal credit is a factor.

This Could Get Very Bad ...

They might impersonate your clients, lie on credit applications about their income, put fake tradelines on credit reports, and things you should be very far away from. See "Things To Know".

Address : 607 Shelby St Ste 700-1163 Detroit MI. 48226

How It Works

Private Label

Lender Compliance

Business Success

Core Services

Business Financing

Business Credit

Credit Building

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